1st lesson belanja
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Johann
- Rate RM105
- Response 1h
RM105/h
Contact
1st lesson belanja
- Personal development
- Life coaching
Money Plans That Make Sense, Real-Life Budgeting Plans for Real People, Let your Money make sense even When Life Doesn’t
- Personal development
- Life coaching
Lesson location
About Johann
After rebuilding my life from scratch, I now help others take control of their money with practical, down-to-earth strategies that actually work. Real advice, no judgment, just results. After decades in financial services, I now focus on helping everyday people master their budgets without the fluff. My approach is practical, grounded, and real. Whether you’re living on a tight income, starting over, or just want clarity, I’m here to show you that it’s possible to create freedom, one budget at a time.
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About the lesson
- All levels
- English
All languages in which the lesson is available :
English
Hi, I'm Johann call me Jay - a South African-born budgeting coach now based in New Zealand.
I’ve learned to stretch a dollar, plan for the unexpected, and live with purpose on a budget that works.
I don’t offer investment advice. I offer something more real, a down-to-earth, no-nonsense approach to personal budgeting, household planning, and money survival skills.
Whether you're a student, a single parent, or just trying to stay afloat I’ll help you build a plan you can actually stick to.What I offer:
Simple, effective weekly & monthly budgeting plans
Tools to manage fluctuating incomes or benefit-based budgets
Emergency savings strategies (even on tight income)
Tips for making do with what you have
One-on-one guidance via Zoom or written plans
Support that’s judgment-free, honest, and kind
Why me?
Because I’ve been there. I know what it’s like to rebuild life from the ground up, financially, emotionally, and physically. My goal is to help you gain clarity, control, and peace of mind with your money.
Let’s make a plan that works for your life.
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Rates
Rate
- RM105
Pack rates
- 5h: RM525
- 10h: RM1050
online
- RM105/h
free lessons
This first lesson is free to allow you to get to know your teacher so that they can best meet your needs.
- 1hr
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